Tag Archives: Savings Rate

The Big Scratch – November 2017 Net Worth Report

Holy shit! We just surpassed $800,000 in net worth! We are well past our year end projections of $784,000. I wish I knew what hashtags were; this might be hashtag worthy. As you can see, our investments have seen steady … Continue reading

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The Big Scratch – October 2017 Net Worth Report

Since the beginning of the year, our investments have earned over $50,000 (earned not contributed)! That is a whole separate salary! The earnings are due to a strong market but, I insist on taking the time to revel in it. … Continue reading

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The Big Scratch – September 2017 Net Worth Report

As mentioned in last month’s Big Scratch, we had a garage sale to help cover the cost of some home maintenance this fall. We made a whopping $255! This should cover a 5-gallon can of paint and some brushes. Luckily, … Continue reading

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The Big Scratch – August 2017 Net Worth Report

I am on a mission to get rid as much crap as I can, so this month we will be having a garage sale! I have spent considerable time this summer, cleaning out the kitchen, the closets, and opening drawers … Continue reading

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The Big Scratch – Brainstorming and July 2017 Net Worth Report

These last few months have been consumed with investment property research. I would like to have a larger financial cushion in retirement. Since my independence day is fast approaching, I am considering my options to leverage debt in order to … Continue reading

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The Big Scratch – Indulgence and January 2017 Net Worth Report

Despite being rather indulgent with luxurious vacations and collectible cars, we finished the year strong with a net worth increase of $208,884! How was this possible with an income of $151,000 ? Let’s break it down:  

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The Big Scratch – December 2016 Net Worth Update

Only one month remaining this year and we are on track to exceed our savings goals. We hit our year-end financial projections already, so unless the stock market crashes in December, we will sky-rocket over our targets. I hate to … Continue reading

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Financial Planning for 2017

  Two years ago, we really buckled down and started an action plan to retire in 2021. Today, we are nearly 40% to our goal. Each year we have been able to save more than we have projected, primarily due … Continue reading

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The Big Scratch – November 2016 Net Worth Update

We had a major break-through on Betty, our 1981 Honda Civic Wagon. In late September, we deduced that she was only running on three cylinders when she went from barely chugging to severely bucking. We fiddled with the distributor a … Continue reading

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The Big Scratch – October 2016 Net Worth Update

I am pleased to announce that we finally have more invested in our 401k than we have equity in the house! Actually this happened a couple of months ago, but I just recently noticed.

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