Tag Archives: retirement

The False Assumptions in Traditional Retirement Planning

This new item recently showed up in my 401k Dashboard: Retirement Progress The default settings assumed a retirement age of 65 and that I would need $11,343 per month at 100% income replacement. My bonus was not included in salary … Continue reading

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Colorado Care vs. Affordable Care Act in Early Retirement

The Colorado Care Initiative or Amendment 69, which proposes a state-government run single payer health care is on the ballot in November. While employed, I am not concerned about my healthcare costs, as it is included as part of my … Continue reading

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The Big Scratch – September 2016 Net Worth Update

We received a free lawn mower last month. Unfortunately, it doesn’t work. Mr. TJL spent this past weekend trying to fix it to no avail. I hope he finally consults You Tube, the mecca for all DIY matters. I don’t … Continue reading

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The Church of FI – Physician on FIRE (1500 day interview) and Mad Fientist

My favorite post this month was Physician on Fire’s interview with 1500 days. 1500 days promised it to be a revealing psych evaluation ambush. It was nothing of the sort, but you can tell that 1500 days had a lot of … Continue reading

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Part-time work to aid your retirement

It seems inevitable to have part-time work during early retirement. There are many examples of FIers earning money. Justin from Root of Good just made $75 from participating in a two-hour focus group. Jeremy and Winnie from Go Curry Cracker make … Continue reading

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Expenses in Early Retirement

Last week, a friend asked for some advice concerning buying a new home. This home would essentially be a “step up” for him and his family. We talked a bit about what he hoped he would get out of this … Continue reading

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Early Retirement Plan – Tier 3 – Health

Recently, I received a letter from the IRS. It said (in a nutshell), due to your complete and utter lack of competence or the incompetence of the people you choose to do business with, you owe us $3,761! Ack! WTF?! … Continue reading

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Early Retirement Plan – Tier 2 – Resource Development

                                      “what’s in your tool chest?” Last week, we shared our early retirement withdrawal strategy  and addressed the big picture in terms of “where will the money come from?” Our early retirement plan also encompasses two additional tiers; resource development … Continue reading

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Early Retirement Plan – Tier 1 – Withdrawal Strategy

Image Source The Jolly Ledger has a multi-tiered early retirement plan comprising of a withdrawal strategy, resource development, and health. Once we FIRE, we will stagger our passive income to utilize U.S tax and IRS laws to our advantage. But … Continue reading

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What if we retired now?

Image Source Ah… the thought experiment. How I daydream about this possibility. Last week I came across a February guest post written by David Downie on ERE discussing “Radical Immediate Retirement” (RIR) or “Can anyone retire early?”. He emphasized that … Continue reading

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