Tag Archives: financial planning

The Big Scratch – October 2017 Net Worth Report

Since the beginning of the year, our investments have earned over $50,000 (earned not contributed)! That is a whole separate salary! The earnings are due to a strong market but, I insist on taking the time to revel in it. … Continue reading

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Planning for “enough” for FIRE

I tend to waffle back and forth on how much we actually require for FIRE. Save too much and I risk working too long. Save too little and I end up scrambling for work late in life for a lower-wage … Continue reading

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The Big Scratch – September 2017 Net Worth Report

As mentioned in last month’s Big Scratch, we had a garage sale to help cover the cost of some home maintenance this fall. We made a whopping $255! This should cover a 5-gallon can of paint and some brushes. Luckily, … Continue reading

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Church of FI- Podcasts and July 2017 expense reports

I found a few new blogs to add to the Church of FI this month. I continue to be on the lookout for other blogs that share monthly expenses. Please leave any suggestions in the comments. Millennial Revolution published a … Continue reading

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The Big Scratch – Brainstorming and July 2017 Net Worth Report

These last few months have been consumed with investment property research. I would like to have a larger financial cushion in retirement. Since my independence day is fast approaching, I am considering my options to leverage debt in order to … Continue reading

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The False Assumptions in Traditional Retirement Planning

This new item recently showed up in my 401k Dashboard: Retirement Progress The default settings assumed a retirement age of 65 and that I would need $11,343 per month at 100% income replacement. My bonus was not included in salary … Continue reading

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To Build or not to Build: Adding an ADU to our Property Portfolio

I have been mightily distracted for the last month, so this blog has received about 1/4 of my usual attention. In times like these, I try to keep up with The Ledger and Big Scratch but the meatier posts get … Continue reading

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The Big Scratch – May 2017 Net Worth Report

We haven’t had a bad month yet. Our net worth continues to rise. We can thank Mr. Stock Market for that of course, but we also have to give ourselves a big high-five for maintaining a high savings rate each … Continue reading

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The Big Scratch – March 2017 Net Worth Report

This trend just keeps going up, up, up! This month we broke the $700,000 barrier in net worth! Since I can’t eat or drink my house, I realize my spending money is far less, but even our investment income isn’t … Continue reading

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Filling Buckets on the road to Financial Independence

“You should structure your finances so that you can leave work at the earliest possibility” – Mr. 1500   The accumulation phase is full of assumptions. Will I get a raise each year? Will I get a bonus? Will any … Continue reading

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