Tag Archives: Expenses

The Ledger – November 2017 Expense Report

Despite some unusual expenses, we stayed well below our monthly budget in November. What are some of these expenses, you say? Trip to Mesa Verde Veteran’s day weekend, November 11-12, were free national park days. We decided to take a … Continue reading

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Financial Planning for 2018

Three years ago, we started an action plan to retire in early 2021. Today we are nearly 60% to our goal. Over the next two years we aim to save an additional $175,000, invested in low-cost index funds (we use … Continue reading

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Church of FI –Unexpected and October expense reports

Two years ago when metal prices tanked, my company cut all raises to 0%, and last year we received a meager 2% raise. As a result, incomes have fallen behind market value. I knew this but I am too lazy … Continue reading

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The Ledger –October 2017 expense reports

In October, Mr. TJL broke a tooth and needed a crown; a major dental expense. How expensive, you ask? $1290! Luckily, our insurance covers 50%, but we are on the hook for $645. As a result, we have exceeded our … Continue reading

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Church of FI – Self-made millionaire and September expense reports

The average time it takes to become a self-made millionaire is 32 years . By the time I retire in 2021 with a net worth of over 1 million dollars, I will have put in 16 years at my current … Continue reading

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The Ledger –September 2017 expense reports

September was a birthday month for Mr. TJL. He is a grand 43! To celebrate we went bowling with some close friends. His driver’s license expired; he renewed online. We thought this would be relatively easy and way better than … Continue reading

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Church of FI- Killin’ it cooking, cuttin’ bills and August expense reports

Cooking FI-style Some people are just good cooks. After cutting out restaurant expenses two years ago, Mr. TJL and I are well on our way to cooking the best food in town. We aren’t naturally good, though. We have searched … Continue reading

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The Ledger –August 2017 expense reports

Achieving financial independence early isn’t easy. You don’t need an exceptional income to do it, but you do need exceptional dedication to the process (and PATIENCE; lots and lots of patience). Many believe that we can only aim for FI … Continue reading

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Church of FI- Real Estate obsession and August 2017 expense reports

I have long been obsessed with real estate. After buying my first house in 2005, we pretty much tore up and replaced every floor, refinished every door, and painted every wall. After that, we remodeled the bathroom and the kitchen … Continue reading

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The Ledger –July 2017 expense reports

We had better than average income in July due to an uptick in the art business. Mr. TJL sold a few commissioned pieces and several pieces in local galleries. Whenever we sell in a gallery, we incur fees that can … Continue reading

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