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Category Archives: The Ledger
September was a birthday month for Mr. TJL. He is a grand 43! To celebrate we went bowling with some close friends. His driver’s license expired; he renewed online. We thought this would be relatively easy and way better than … Continue reading
Achieving financial independence early isn’t easy. You don’t need an exceptional income to do it, but you do need exceptional dedication to the process (and PATIENCE; lots and lots of patience). Many believe that we can only aim for FI … Continue reading
We had better than average income in July due to an uptick in the art business. Mr. TJL sold a few commissioned pieces and several pieces in local galleries. Whenever we sell in a gallery, we incur fees that can … Continue reading
June was a travel month for the Jolly Ledgers. As a result, our expenses were a bit elevated. Luckily, most of the trip was business related so the majority of our costs will be tax deductible for 2017. Summer is … Continue reading
Remember the medical insurance bill that I thought I had resolved last month with my insurance company? I wrote: “This month my bill was for blood lab tests to establish a baseline for cholesterol, thyroid function, lipids and all … Continue reading
April was replete with extra expenses including a trip to New York City ! Our time there was uneventful.
Mr. TJL’s new art business website went live in March! I have been diligently whittling away at it for the last four months. Building an e-commerce site sure is a lot of work, especially if you have never done it … Continue reading
Well, I am feeling pretty stupid. While developing my financial plan late last year, I had decided to contribute $5,500 to each of Mr. TJL’s Roth and Traditional IRA accounts. Turns out you can’t.
January was far more expensive than planned. The main culprits; Costco, vacation expenses and tree removal costs.
In 2016, we buckled down for a full year of reduced spending in the TJL household. Weekly, I diligently recorded every expense, every cash advance, every spendy child-related activity. The final tally…. A very respectable $43,208 !