Category Archives: The Ledger

The Ledger –September 2017 expense reports

September was a birthday month for Mr. TJL. He is a grand 43! To celebrate we went bowling with some close friends. His driver’s license expired; he renewed online. We thought this would be relatively easy and way better than … Continue reading

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The Ledger –August 2017 expense reports

Achieving financial independence early isn’t easy. You don’t need an exceptional income to do it, but you do need exceptional dedication to the process (and PATIENCE; lots and lots of patience). Many believe that we can only aim for FI … Continue reading

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The Ledger –July 2017 expense reports

We had better than average income in July due to an uptick in the art business. Mr. TJL sold a few commissioned pieces and several pieces in local galleries. Whenever we sell in a gallery, we incur fees that can … Continue reading

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The Ledger –Birthday! and June 2017 expense reports

June was a travel month for the Jolly Ledgers. As a result, our expenses were a bit elevated. Luckily, most of the trip was business related so the majority of our costs will be tax deductible for 2017. Summer is … Continue reading

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The Ledger –May 2017 expense reports

  Remember the medical insurance bill that I thought I had resolved last month with my insurance company? I wrote: “This month my bill was for blood lab tests to establish a baseline for cholesterol, thyroid function, lipids and all … Continue reading

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The Ledger –Insurance Scam and April 2017 Expense Reports

April was replete with extra expenses including a trip to New York City ! Our time there was uneventful.

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The Ledger – Tax-apocalypse and March 2017 expense reports

Mr. TJL’s new art business website went live in March! I have been diligently whittling away at it for the last four months. Building an e-commerce site sure is a lot of work, especially if you have never done it … Continue reading

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The Ledger – The IRA Snafu and February 2017 expense reports

Well, I am feeling pretty stupid. While developing my financial plan late last year, I had decided to contribute $5,500 to each of Mr. TJL’s Roth and Traditional IRA accounts. Turns out you can’t.

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The Ledger – The Case of the Sad Bottom Line – January 2017 expense reports

January was far more expensive than planned. The main culprits; Costco, vacation expenses and tree removal costs.

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The Ledger – December 2016 and Year-end Expense Reports

In 2016, we buckled down for a full year of reduced spending in the TJL household. Weekly, I diligently recorded every expense, every cash advance, every spendy child-related activity. The final tally…. A very respectable $43,208 !

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