Category Archives: The Ledger

The Ledger –July 2017 expense reports

We had better than average income in July due to an uptick in the art business. Mr. TJL sold a few commissioned pieces and several pieces in local galleries. Whenever we sell in a gallery, we incur fees that can … Continue reading

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The Ledger –Birthday! and June 2017 expense reports

June was a travel month for the Jolly Ledgers. As a result, our expenses were a bit elevated. Luckily, most of the trip was business related so the majority of our costs will be tax deductible for 2017. Summer is … Continue reading

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The Ledger –May 2017 expense reports

  Remember the medical insurance bill that I thought I had resolved last month with my insurance company? I wrote: “This month my bill was for blood lab tests to establish a baseline for cholesterol, thyroid function, lipids and all … Continue reading

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The Ledger –Insurance Scam and April 2017 Expense Reports

April was replete with extra expenses including a trip to New York City ! Our time there was uneventful.

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The Ledger – Tax-apocalypse and March 2017 expense reports

Mr. TJL’s new art business website went live in March! I have been diligently whittling away at it for the last four months. Building an e-commerce site sure is a lot of work, especially if you have never done it … Continue reading

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The Ledger – The IRA Snafu and February 2017 expense reports

Well, I am feeling pretty stupid. While developing my financial plan late last year, I had decided to contribute $5,500 to each of Mr. TJL’s Roth and Traditional IRA accounts. Turns out you can’t.

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The Ledger – The Case of the Sad Bottom Line – January 2017 expense reports

January was far more expensive than planned. The main culprits; Costco, vacation expenses and tree removal costs.

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The Ledger – December 2016 and Year-end Expense Reports

In 2016, we buckled down for a full year of reduced spending in the TJL household. Weekly, I diligently recorded every expense, every cash advance, every spendy child-related activity. The final tally…. A very respectable $43,208 !

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The Ledger – November 2016 Expense Report

Our total operating expenses were under-budget by $350. We managed to have another month of low monthly expenses of $2,224 and that includes our $1,300 mortgage payment!

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Financial Planning for 2017

  Two years ago, we really buckled down and started an action plan to retire in 2021. Today, we are nearly 40% to our goal. Each year we have been able to save more than we have projected, primarily due … Continue reading

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