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Category Archives: The Ledger
Despite some unusual expenses, we stayed well below our monthly budget in November. What are some of these expenses, you say? Trip to Mesa Verde Veteran’s day weekend, November 11-12, were free national park days. We decided to take a … Continue reading
In October, Mr. TJL broke a tooth and needed a crown; a major dental expense. How expensive, you ask? $1290! Luckily, our insurance covers 50%, but we are on the hook for $645. As a result, we have exceeded our … Continue reading
September was a birthday month for Mr. TJL. He is a grand 43! To celebrate we went bowling with some close friends. His driver’s license expired; he renewed online. We thought this would be relatively easy and way better than … Continue reading
Achieving financial independence early isn’t easy. You don’t need an exceptional income to do it, but you do need exceptional dedication to the process (and PATIENCE; lots and lots of patience). Many believe that we can only aim for FI … Continue reading
We had better than average income in July due to an uptick in the art business. Mr. TJL sold a few commissioned pieces and several pieces in local galleries. Whenever we sell in a gallery, we incur fees that can … Continue reading
June was a travel month for the Jolly Ledgers. As a result, our expenses were a bit elevated. Luckily, most of the trip was business related so the majority of our costs will be tax deductible for 2017. Summer is … Continue reading
Remember the medical insurance bill that I thought I had resolved last month with my insurance company? I wrote: “This month my bill was for blood lab tests to establish a baseline for cholesterol, thyroid function, lipids and all … Continue reading
April was replete with extra expenses including a trip to New York City ! Our time there was uneventful.
Mr. TJL’s new art business website went live in March! I have been diligently whittling away at it for the last four months. Building an e-commerce site sure is a lot of work, especially if you have never done it … Continue reading
Well, I am feeling pretty stupid. While developing my financial plan late last year, I had decided to contribute $5,500 to each of Mr. TJL’s Roth and Traditional IRA accounts. Turns out you can’t.