Category Archives: The Big Scratch

The Big Scratch – October 2017 Net Worth Report

Since the beginning of the year, our investments have earned over $50,000 (earned not contributed)! That is a whole separate salary! The earnings are due to a strong market but, I insist on taking the time to revel in it. … Continue reading

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The Big Scratch – September 2017 Net Worth Report

As mentioned in last month’s Big Scratch, we had a garage sale to help cover the cost of some home maintenance this fall. We made a whopping $255! This should cover a 5-gallon can of paint and some brushes. Luckily, … Continue reading

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The Big Scratch – August 2017 Net Worth Report

I am on a mission to get rid as much crap as I can, so this month we will be having a garage sale! I have spent considerable time this summer, cleaning out the kitchen, the closets, and opening drawers … Continue reading

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The Big Scratch – Brainstorming and July 2017 Net Worth Report

These last few months have been consumed with investment property research. I would like to have a larger financial cushion in retirement. Since my independence day is fast approaching, I am considering my options to leverage debt in order to … Continue reading

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The Big Scratch – June 2017 Net Worth Report

We just returned from an annual trip to Oklahoma. Every summer, Mr. TJL and Little Miss go to Oklahoma to find metal for the art business. They scour scrap yards, metal yards, antique and thrift stores, appliance stores; pretty much … Continue reading

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The Big Scratch – May 2017 Net Worth Report

We haven’t had a bad month yet. Our net worth continues to rise. We can thank Mr. Stock Market for that of course, but we also have to give ourselves a big high-five for maintaining a high savings rate each … Continue reading

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The Big Scratch – April 2017 Net Worth Report

Well that was anti-climactic. After months of market growth, March was rather flat. Regardless, we remained above the $700,000 barrier in net worth! Most of the gain was due to investment contributions. In addition to our “normal” and automated savings, … Continue reading

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The Big Scratch – March 2017 Net Worth Report

This trend just keeps going up, up, up! This month we broke the $700,000 barrier in net worth! Since I can’t eat or drink my house, I realize my spending money is far less, but even our investment income isn’t … Continue reading

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The Big Scratch – Dow Jones reaches 20,000! – February 2017 Net Worth Report

The Dow Jones hit 20,ooo last month! Considering the current political climate, I am very wary about this milestone. Whereas the stock market seemed to be reacting to the Fed over the last couple of years, now it seems the … Continue reading

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The Big Scratch – Indulgence and January 2017 Net Worth Report

Despite being rather indulgent with luxurious vacations and collectible cars, we finished the year strong with a net worth increase of $208,884! How was this possible with an income of $151,000 ? Let’s break it down:  

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