Category Archives: Rocky Mountain FI

Planning for “enough” for FIRE

I tend to waffle back and forth on how much we actually require for FIRE. Save too much and I risk working too long. Save too little and I end up scrambling for work late in life for a lower-wage … Continue reading

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The False Assumptions in Traditional Retirement Planning

This new item recently showed up in my 401k Dashboard: Retirement Progress The default settings assumed a retirement age of 65 and that I would need $11,343 per month at 100% income replacement. My bonus was not included in salary … Continue reading

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To Build or not to Build: Adding an ADU to our Property Portfolio

I have been mightily distracted for the last month, so this blog has received about 1/4 of my usual attention. In times like these, I try to keep up with The Ledger and Big Scratch but the meatier posts get … Continue reading

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Observations on International Women’s Day

I noticed many different reactions to the global strike that took place on International Women’s day. Some lauded the day as women coming together and promoting awareness of the plight of women worldwide and a reflection of how far we … Continue reading

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Filling Buckets on the road to Financial Independence

“You should structure your finances so that you can leave work at the earliest possibility” – Mr. 1500   The accumulation phase is full of assumptions. Will I get a raise each year? Will I get a bonus? Will any … Continue reading

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Ode to a Tree

This is our tree. It is big. Notice the two-story homes around it? It seriously dwarfs the neighborhood. I love this tree. I believe it is some sort of spruce. It has adorably droopy needles and makes a great alcove for … Continue reading

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The Cost of Raising a Child in the U.S $233,610 – Poppycock!

Side note: We almost named Little Miss TJL “Poppy”. The esteemed U.S. Department of Agriculture released its latest report on the cost to raise a child and I cry foul! First of all, even if this figure is accurate, it … Continue reading

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State of the Blog Address

When I started this blog in April, I needed to get a lot of ideas out of my head without driving my friends crazy. I had become a little one-note at gatherings and I could feel people distancing themselves from … Continue reading

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Personal Goals for 2017

  Back in January, I decided that this year my family and I would start getting annual wellness exams and bi-annual dental checkups and cleanings. My insurance covers preventative medical services but we have only used them once in the … Continue reading

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Financial Planning for 2017

  Two years ago, we really buckled down and started an action plan to retire in 2021. Today, we are nearly 40% to our goal. Each year we have been able to save more than we have projected, primarily due … Continue reading

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