Author Archives: ska@thejollyledger.com

Church of FI – Guest Post from Dollar Diligence

I am pretty unfamiliar with student debt and side hustles, so I was delighted when Jacob of Dollar Diligence offered to write a guest post of his experiences paying down his student loan debt. Jacob is a high school teacher, … Continue reading

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The Big Scratch – August 2017 Net Worth Report

I am on a mission to get rid as much crap as I can, so this month we will be having a garage sale! I have spent considerable time this summer, cleaning out the kitchen, the closets, and opening drawers … Continue reading

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The Ledger –July 2017 expense reports

We had better than average income in July due to an uptick in the art business. Mr. TJL sold a few commissioned pieces and several pieces in local galleries. Whenever we sell in a gallery, we incur fees that can … Continue reading

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Church of FI- Podcasts and July 2017 expense reports

I found a few new blogs to add to the Church of FI this month. I continue to be on the lookout for other blogs that share monthly expenses. Please leave any suggestions in the comments. Millennial Revolution published a … Continue reading

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Kid’s Ledger – Developing Financial Intelligence (and basic competence, dammit!)

This past year in school, Little Miss learned about commerce. She became particularly interested in marketplaces and started making all sorts of crap to sell. She tried to sell us, her customer base, scraps of paper and weird little creatures … Continue reading

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The Big Scratch – Brainstorming and July 2017 Net Worth Report

These last few months have been consumed with investment property research. I would like to have a larger financial cushion in retirement. Since my independence day is fast approaching, I am considering my options to leverage debt in order to … Continue reading

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The Ledger –Birthday! and June 2017 expense reports

June was a travel month for the Jolly Ledgers. As a result, our expenses were a bit elevated. Luckily, most of the trip was business related so the majority of our costs will be tax deductible for 2017. Summer is … Continue reading

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Church of FI -Evolution and Rockstar Finance

The Church of FI is evolving. Currently, it remains a reserved space for me to babble on about current happenings in my life, share expense reports from other blogs, and share links to blogs that I love, but I have … Continue reading

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The False Assumptions in Traditional Retirement Planning

This new item recently showed up in my 401k Dashboard: Retirement Progress The default settings assumed a retirement age of 65 and that I would need $11,343 per month at 100% income replacement. My bonus was not included in salary … Continue reading

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The Big Scratch – June 2017 Net Worth Report

We just returned from an annual trip to Oklahoma. Every summer, Mr. TJL and Little Miss go to Oklahoma to find metal for the art business. They scour scrap yards, metal yards, antique and thrift stores, appliance stores; pretty much … Continue reading

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