Author Archives: ska@thejollyledger.com

The Big Scratch – October 2017 Net Worth Report

Since the beginning of the year, our investments have earned over $50,000 (earned not contributed)! That is a whole separate salary! The earnings are due to a strong market but, I insist on taking the time to revel in it. … Continue reading

Posted in The Big Scratch | Tagged , , , | Leave a comment

The Ledger –September 2017 expense reports

September was a birthday month for Mr. TJL. He is a grand 43! To celebrate we went bowling with some close friends. His driver’s license expired; he renewed online. We thought this would be relatively easy and way better than … Continue reading

Posted in The Ledger | Tagged | Leave a comment

Planning for “enough” for FIRE

I tend to waffle back and forth on how much we actually require for FIRE. Save too much and I risk working too long. Save too little and I end up scrambling for work late in life for a lower-wage … Continue reading

Posted in Rocky Mountain FI | Tagged , , | 3 Comments

Church of FI- Killin’ it cooking, cuttin’ bills and August expense reports

Cooking FI-style Some people are just good cooks. After cutting out restaurant expenses two years ago, Mr. TJL and I are well on our way to cooking the best food in town. We aren’t naturally good, though. We have searched … Continue reading

Posted in Church of FI | Tagged , | 2 Comments

Kid’s Ledger – Teaching Children About Money

Welcome back to the Kid’s Ledger, a section especially dedicated to cause my child future embrassment. I usually use this space to spin some tale about my child and then tie it loosely back into to some lesson about personal finance.  Patty … Continue reading

Posted in Kid's Ledger | Tagged , , | Leave a comment

The Big Scratch – September 2017 Net Worth Report

As mentioned in last month’s Big Scratch, we had a garage sale to help cover the cost of some home maintenance this fall. We made a whopping $255! This should cover a 5-gallon can of paint and some brushes. Luckily, … Continue reading

Posted in The Big Scratch | Tagged , , , | 2 Comments

The Ledger –August 2017 expense reports

Achieving financial independence early isn’t easy. You don’t need an exceptional income to do it, but you do need exceptional dedication to the process (and PATIENCE; lots and lots of patience). Many believe that we can only aim for FI … Continue reading

Posted in The Ledger | Tagged , , | 2 Comments

Church of FI- Real Estate obsession and August 2017 expense reports

I have long been obsessed with real estate. After buying my first house in 2005, we pretty much tore up and replaced every floor, refinished every door, and painted every wall. After that, we remodeled the bathroom and the kitchen … Continue reading

Posted in Church of FI | Tagged , , | Leave a comment

Church of FI – Guest Post from Dollar Diligence

I am pretty unfamiliar with student debt and side hustles, so I was delighted when Jacob of Dollar Diligence offered to write a guest post of his experiences paying down his student loan debt. Jacob is a high school teacher, … Continue reading

Posted in Church of FI | Tagged , | Leave a comment

The Big Scratch – August 2017 Net Worth Report

I am on a mission to get rid as much crap as I can, so this month we will be having a garage sale! I have spent considerable time this summer, cleaning out the kitchen, the closets, and opening drawers … Continue reading

Posted in The Big Scratch | Tagged , , | Leave a comment